For additional clarification or any enquires related to your personal loan, please feel free to contact Unity Small Finance Bank Limited at:

Email us - digital.loans@unitybank.co.in (24 x 7)

Call us at 18002091122 (9 AM - 6 PM)

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Achieve your Dreams with

Unity Bank Personal Loans

Instant Loan | 100% Digital | Collateral-Free Loan

Documents Required
  • Aadhaar Card
  • PAN Card
  • Bank Statement Details
Eligibility For Personal Loan
  • Age range: 23 to 55
  • Monthly income of at least Rs 20,000 (INR 2,40,000 Annually)
  • CIBIL Score: Ideally 675 or higher, as they indicate a greater likelihood of loan approval at a reduced interest rate.
Annual Percentage Rate
  • Offered to customer Min APR - 16% . Max APR - 30%. (T&C apply).
  • Tenure :Min 06 months, Max 36 months.
  • Sample Calculation :On a term personal loan for 1 lakh at rate of 18% per annum, for a tenor of 12 months, the EMI amount excluding the processing fee will be 11,569/-.
  • Loan disbursal at sole discretion of Unity Small Finance Bank.
Documents Required
  • Aadhaar Card
  • PAN Card
  • Bank Statement Details
Eligibility For Personal Loan
  • Age range: 23 to 55
  • Monthly income of at least Rs 20,000 (INR 2,40,000 Annually)
  • CIBIL Score: Ideally 675 or higher, as they indicate a greater likelihood of loan approval at a reduced interest rate.
Annual Percentage Rate
  • Offered to customer Min APR - 16% . Max APR - 30%. (T&C apply). Tenure :Min 06 months, Max 36 months.
  • Sample Calculation :On a term personal loan for 1 lakh at rate of 18% per annum, for a tenor of 12 months, the EMI amount excluding the processing fee will be 11,569/-.
  • Loan disbursal at sole discretion of Unity Small Finance Bank.